Rental Insurance
Secure Your Assets in Minnesota and Wisconsin
Get the Right Insurance Plan
When you’re renting a property, protect your assets with rental insurance. Accidents happen, ranging from fire and water to theft and other catastrophes, you never know when something could happen to your things. Stay protected with rental insurance from Hemgren Family Insurance in Minnesota and Wisconsin — contact us for a quote!
When you choose Hemgren Family Insurance, you get:
- Coverage for your belongings in case of an emergency or natural disaster
- Medical expenses covered for injured visitors or guests
- Legal benefits if you sue or get sued for events that happened in relation to your rental
- Protection for the things in your possession, including materials you own or have rented
- Coverage for belongings that are also away from home, known as “off-premises” coverage
Renters Insurance
Partner With a Company You Can Trust
You Deserve Peace of Mind
As a renter, you might not think that you need insurance for your belongings. It’s common to assume that your landlord’s insurance will protect what you have inside of your condo or apartment. Unfortunately, this oftentimes isn’t the case. Typically, your landlord’s insurance will only cover the building itself. If you have questions about renters insurance or if you’re ready to give your belongings the protection they deserve, then contact the professionals at Hemgren Family Insurance.
What Renters Insurance Can Cover:
- Fire
- Lightning
- Windstorm
- Hail
- Frozen plumbing systems
- Theft
- Vandalism
- Vehicle impacts
Renters Insurance to Fit Your Needs
As a family-owned, Minnesota business, Hemgren Family Insurance knows the importance of protecting people. Whether your landlord has mentioned it or not, it’s essential to keep in mind that when renting an apartment or condo, the landlord’s insurance will most often not cover your personal belongings. If your most treasured items are damaged in a fire, for instance, or if they’re stolen or vandalized, then you will likely be out of luck. That is, unless you work with a trusted insurance team.
If you experience a covered loss in your rented space, renters insurance can help to cover the associated costs. The amount covered will depend on the type of loss that occurred and the amount of coverage you have. There are two types of coverage options under a typical renters policy: Actual Cash Value coverage and Replacement Cost coverage.
The Hemgren Family Insurance team cares about protecting our clients and we can help you create a plan that is customized to your needs. Contact us today to get a quote.