Minnesota Flood Insurance
Protect Your Home and Belongings
Does Your Home Have Complete Coverage?
Homeowners insurance policies don’t often cover damage that occurs due to flooding. This means that in the event of a flood, your electrical and plumbing systems won’t be covered, your appliances, the structure of the home, and furniture will also not be covered. Given that 20% of flood claims occur from properties that are not in a flood zone, how confident are you that your home is protected? Hemgren Family Insurance is a local family-owned insurance agency who cares about protecting our clients’ property and assets, and we’ll be there for you if flood damage disrupts your life.
Do I Really Need Flood Insurance?
According to FEMA (Federal Emergency Management Agency):
- Floods cause millions of dollars of damage each year.
- Floods are the most common natural disaster.
- Homeowners and renters insurance typically don’t cover flood damage.
- Floods happen even outside of high risk flood zones.
- A flood insurance policy could provide more coverage than if you qualify for assistance from FEMA in the event of a disaster declaration.
Get Flood Insurance From a Reputable Agency
It’s not uncommon for homeowners to skip purchasing flood insurance, believing that the risk isn’t worth the money. But to ensure complete peace of mind for yourself and your family, protecting your home in the event of a flood is a safe bet.
At Hemgren Family Insurance, we care about providing honest service. If you decide that flood insurance is the right choice, we’ll be there to help you decide on a policy that fits your needs. We’ll discuss what will and won’t be covered by your policy, what you should know about deductibles, how to save money on flood insurance, and whether or not you are required to have flood insurance.
If you have questions or want a quote for flood insurance, get in touch with our Minnesota family-owned agency today.