When it comes to finding the right insurance and coverage for yourself, your family, and your vehicle, it’s important to work with a company that can help you with every aspect of the process. If you need an SR-22 filing for your vehicle insurance, look no further than Hemgren Family Insurance!
What Is An SR-22?
First, it’s important to understand what an SR-22 is. This is a certificate showing financial responsibility and it can be required for some drivers, either by the state or by a court order. An SR-22 is not a type of insurance, but rather a form that is filed with the state to prove that your auto insurance policy meets minimum liability coverage requirements so you are compliant with state law.
Do I Need An SR-22?
It’s also important to note that not every driver needs an SR-22. Usually, it’s required by court mandate or by the state for driving-related legal violations. Examples of these violations include:
- DUI and DWI Convictions
- Reckless Driving
- Driving While Underinsured Or Uninsured
- Excessive At-Fault Accidents Or Traffic Violations
- Repeat Offenses In A Short Period
- Failure To Pay Court-Ordered Child Support
- Drivers With Hardship Licenses
You shouldn’t have to worry about whether you need an SR-22, as the courts, the state, or the DMV will notify you.
What If I Need An SR-22 Without Owning A Car?
If you don't own a car but are required to have an SR-22, we can help you obtain a non-owner SR-22 insurance policy. This policy provides liability coverage for instances in which you drive a vehicle that you don't own. It fulfills your SR-22 requirement without requiring a specific vehicle, so you are compliant with state regulations.
Obtaining an SR-22 Policy
If you’re not currently insured, you can start by contacting Hemgren Family Insurance for a fast car insurance quote. When you work with us for your vehicle insurance and other types of insurance, we’ll help to guide you through every step of the process, including filing the SR-22, ensuring your compliance with the state, and more!
Get Started By Contacting Us Today!
Get started with obtaining your SR-22 form and insurance policy with the help of the dedicated professionals at Hemgren Family Insurance! Contact us today to learn more and to get a fast, comprehensive quote.